Hargraves provides a variety of homeowners and auto insurance
to individuals and businesses in Arkansas and surrounding areas.


Most insurance companies only deal with the H03 policy, which is an all-risk coverage for single-family homeowners only. Our company insures all types of homes. Our cost estimator creates a replacement cost estimate based on square footage. For low-value homes, we provide H01-restrictive forms.


Personal Auto

Including the following types of insurance:

• Personal Injury Protection
• Uninsured Motorist
• Towing & Rental Car
• Freight Trucks
• Furniture Store Vehicles
• General Contractors

Commercial Auto

Let us insure your fleet today. If your company is incorporated and has vehicles that need coverage, our options include, but are not limited to:

• Tractor-Trailers
• Wholesaler Vans
• School Buses
• Freight Trucks
• Furniture Store Vehicles
• General Contractors


This policy covers damage to the hardware and software of your system.


Business Packages 

This includes standard coverage for inventory, equipment, fixtures, computers, and storage for every industry, from doctors and lawyers to retailers. Others who benefit from this coverage include:

• Wholesalers — Insure Your Products
• Restaurants — Medical Coverage for Liability


A bond is a financial guarantee. We offer a variety of bonds, including Employee Dishonesty Bonds. This protects your business if workers are stealing from you.

License and Permit Bonds

These will help you grow your business.


Loss of Income

If your business suffers due to any type of damage, this coverage will pay.

Complete Line of Business that Hargraves Writes


Accident Insurance
Builders Risk
Business Owners Policies

Commercial Auto
Commercial Equipment
Commercial Packages
Commercial Property
Commercial Umbrella

Directors and Officers Liability
Employee Dishonesty
Farmowners Package
Farm Equipment
Flood Insurance
Garage Liability
General Liability
Health Insurance

Jewelry and Gun Schedules
Life Insurance
Mobile Homes – Owners and Rentals

Motor Homes

Personal Auto
Personal Umbrella
Rental Dwellings
Renter’s Insurance
Travel Trailers
Truckers: Tractor/Trailers/Cargo
Vacant Property
Workman’s Compensation



Contact us today for more information
on our insurance coverage policies!